Six Months Interest Free

Terms & Conditions

At Jogia Diamonds, we realise that buying a diamond is a big purchase, and that buying the best quality diamond is sometimes out of reach due to budgetary constraints.

Thats why we've teamed up with Lombard Finance to offer 6 months interest free finance* through The Lombard Card.

Limits of $20,000 for Crossfire diamonds and $10,000 for International Selection diamonds.

Lombard Card Features

1. Greater Flexibility - Pay only a minimum of 3% of the outstanding balance each month, pay in six equal monthly installments or pay the whole amount in one repayment.
2. Use it just like a debit card - Together with your PIN, you can use it to access cash or for everyday purchases at thousands of ATMs and EFTPOS machines across Australia.
3. Interest Free Shopping - Take advantage of other retailers offering interest free terms through The Lombard Card.

Application Process

Application is easy, as most of the work is done over the phone. Below is an outline of the process:

1. Once you are ready to complete your purchase, we'll tell Lombard Finance to ring you at a time that is convenient to you.
2. Lombard Finance will then ring you and ask you questions relating to your employment details, identification, credit rating, residency and two references (people who don't live with you).
3. Upon approval, we will inform you and you will need to fax or email your identification to us.
4. We will then mail you the loan contract, direct debit form, privacy act and tax invoice for you to sign. Included will be a self addressed envelope for returning the forms to Lombard Finance.
5. Once we have received confirmation from Lombard Finance, we will send your purchase out to you.

* Conditions Apply

* The Interest Free promotion applies to an Account-Opening Transaction greater than $500 made for a period of 6 months. The Lombard Card is only available to approved applicants and is subject to further terms and conditions contained in the Lombard Card Account Conditions of Use and Lombard Card Product Schedule. An application fee, monthly account service fees and other fees and charges are payable. The Lombard Card is a credit facility provided by Lombard Finance Pty Limited (ABN 31 099 651 877).